Why should I invest in OREC when I have so many other options?
OREC makes it easy to align your money with your values. By investing in our green energy portfolio, you’re not just earning a solid return, you’re helping to power schools, museums, local businesses — and your neighbours — with clean solar energy. ✔ Earn steady financial returns ✔ Make a real climate impact in your community ✔ Contribute to producing green energy even if you rent or own a condo ✔ Support projects you can see and be proud of Our 11th Capital Raise is now open, supporting Eastern Ontario’s largest rooftop solar project under construction.
Is OREC a 'safe' investment?
Investing always involves some level of risk — but OREC has a long track record of responsible management and consistent returns. ✔ Financially Prudent: Our debt-to-equity ratio is under 20%, far lower than most businesses. ✔ Reliable Performance: We’ve delivered a dividend on our Preference Shares in 11 of the last 12 years. Our Series 11 Member Investment Notes at 4% currently offer a rate that’s 0.5% higher than the average 5-year GIC. ✔ Secure & Simple: Apply and pay for your investment through MyOREC, our encrypted online user portal. ✔ Dependable: While OREC investments are not guaranteed by Canada Deposit Insurance Corporation (CDIC), our projects are backed by long-term energy generation contracts through provincial agencies. With OREC, your investment doesn’t just grow — it powers real change in your community.
Can I invest in OREC into an RRSP or TFSA?
Yes! Unlike some other green investment options, OREC supports RRSP, Spousal RRSPs, and TFSAs through our partnership with CWCF. The application process is seamless and completely online.
What are My Investment Choices?
Our current Series 11 offering includes the following investment choices:
Feature | Member Investment Notes (MIN) | Preference Shares – Class E | Preference Shares – Class A |
|---|---|---|---|
Term | 5 years | 10 years | 20 years |
Minimum Investment | $5,000 (then $500 increments) | $500 per share ($5,000 min. for RRSP/TFSA; $500 otherwise) | $500 per share ($5,000 min. for RRSP/TFSA; $500 otherwise) |
Return | Fixed 4% annual interest | Annual dividend (target 3.5–4%) + capital repayment | Annual dividend (target 3.5–4%) + capital repayment |
RRSP / TFSA Eligible? | No | Yes, via CWCF self-directed plans | Yes, via CWCF self-directed plans |
Capital Repayment | Full principal repaid at end of Year 5 | 5% of capital returned annually starting Year 2; balance at Year 10 | 1/15th of capital returned annually starting Year 6; fully repaid by Year 20 |
Risk/Return Profile | Lowest risk, fixed predictable interest | Low risk to capital, variable dividend + medium-term horizon | Low risk to capital, variable dividend + long-term horizon |
Who it’s for | Members seeking short-term, stable returns | Members seeking a balanced, medium-term option | Members seeking long-term income for their retirement savings |
